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法律文件翻譯中容易發(fā)生的硬傷
發(fā)起人：eging　　回復數：0　　瀏覽數：4240　　最后更新：2018/11/8 8:27:55 by eging

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2018/11/8 8:27:49
eging





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發(fā) 帖 數：3730
注冊時(shí)間：2015/6/5
法律文件翻譯中容易發(fā)生的硬傷
        法律文件中常常會(huì )遇到抵押人和抵押權人，至今有些詞典還將“抵押人”譯作mortgagor，將“抵押權人”譯作mortgagee。

　　我們先看一下這兩個(gè)英文詞語(yǔ)的英文含義：

　　Mortgagee (Lender). A mortgage lender is an investor that lends money secured by a mortgage on real estate. In today's world, most lenders sell the loans they write on the secondary mortgage market. When they sell the mortgage, they earn revenue called Service Release Premium. Typically, the purpose of the loan is for the borrower to purchase that same real estate. As the mortgagee, the lender has the right to sell the property to pay off the loan if the borrower fails to pay.

　　The mortgage runs with the land, so even if the borrower transfers the property to someone else, the mortgagee still has the right to sell it if the borrower fails to pay off the loan.

　　So that a buyer cannot unwittingly buy property subject to a mortgage, mortgages are registered or recorded against the title with a government office, as a public record. The borrower has the right to have the mortgage discharged from the title once the debt is paid.

　　根據上述解釋?zhuān)琺ortgagee 顯然是抵押權人，是抵押關(guān)系中的債權人。

　　Mortgagor (Borrower). A mortgagor is the borrower in a mortgage—he owes the obligation secured by the mortgage. Generally, the debtor must meet the conditions of the underlying loan or other obligation and the conditions of the mortgage. Otherwise, the debtor usually runs the risk of foreclosure of the mortgage by the creditor to recover the debt. Typically the debtors will be the individual homeowners, landlords, or businesses who are purchasing their property by way of a loan.

　　Mortgagor的解釋明確地說(shuō)明了Mortgagor 是抵押人，是抵押關(guān)系中的債務(wù)人。

　　mortgagee和mortgagor的含義容易顛倒的原因可能是在這兩個(gè)詞的后綴上，根據習慣，“-or” 指“施動(dòng)者”，“-ee”指“受動(dòng)者”。


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